Kerndt Brothers Savings Bank

PERSONAL: Checking, Personal Savings, Christmas Club Account, Money Market Account, Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs)

BUSINESS: Checking, Business Savings

LOANS: Including Home Mortgage Loans, Home Equity Loans, Auto Loans, Personal Term Loans,
Commercial Real Estate Loans, Commercial Equipment Loans, Business Lines Of Credit, Business Term Loans, Accounts Receivable Loans and Small Business Administration (Sba) Loans

INSURANCE SERVICES: Including Auto Insurance, Home Insurance, Commercial Insurance, Crop Insurance, Customized Coverages, Boat/Watercraft Insurance, Health Insurance, Life Insurance, Motorcycle Insurance, Power Toys Insurance and RV Insurance

INVESTMENT SERVICES:
SECURITIES, INVESTMENT & TRADING
Stocks, Bonds – Municipal, Government, & Corporate
CD’s – FDIC Insured
Unit Investment Trusts
*Mutual Funds – Over 7,000 – Funds Available

INSURANCE*
Annuities – Fixed, Variable & Immediate
Life Insurance – Term, Whole, & Universal
Health, Long Term Care & Disability (for individual and groups)
Variable Life Insurance

RETIREMENT ACCOUNTS
IRAs & Roth IRAs
SEPs & SIMPLEs
401k Plans
TSA 403(b) Plans

FINANCIAL CONSULTING & INVESTMENT PLANNING
Defining Goals & Objectives
Risk Tolerance
Needs Analysis
Portfolio Analysis, Valuation and Review
College Funding (UGMA / UTMA / 529 Plans / ESA)

Securities offered through Securities America, Inc. Member FINRA and SIPC. Advisory services offered through Securities America Advisors, Inc. Kerndt Brothers Savings Bank Wealth Management Services and Securities America/Securities America Advisors, Inc. are unaffiliated. May lose value. Not FDIC insured. No bank Guarantee. Not a Deposit. Not insured by any government agency.

Variable Annuities and Mutual Funds are sold by prospectus only, which includes complete information on charges, expenses and risk factors. You should always consult competent tax advisors regarding the tax implications of this product, or any use of this product in you particular situation.

Check the background of this investment professional on FINRA’s BrokerCheck: http://brokercheck.finra.org

Additional Information

Year Founded: 1856

Jim Kerndt, CEO/President: (563) 538-4231
Jessa Burns, Manager of Human Resources: (563) 538-4231
Rebecca Seitz, Manager of Operations: (563) 538-4231